Attention homeowners in Diamond Bar and Los Angeles County: Get an Appraisal today!

Here are the top 7 reasons CA homeowners order from Rivera Appraisals:

  1. To get a pre-listing appraisal (whether they're selling the home themselves or using a real estate agent)
  2. To challenge a CA property tax assessment
  3. Remove PMI to cut a mortgage payments
  4. To reinstate their Home Equity Line of Credit (HELOC)
  5. To review another appraiser's report for verification
  6. If property needs to be divided because of a divorce
  7. To settle an estate in CA by determining the true market value of real estate in question

Need help determining the price of your home in or near Diamond Bar, CA?
Contact Rivera Appraisals.

At Rivera Appraisals, we understand the individual needs of a consumer looking for appraisal services. Our regular business clients get the appraisal process and the usual reporting formats. As our valued client, you'll receive extra guidance and explanations through the appraisal process to better understand what we do and how we present our findings.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your own home because you probably have an emotional attachment to it. Our professional appraisers at Rivera Appraisals are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is very important as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your house will attract many interested buyers. It gives you something tangible to show the buyer. The appraisal is an independent third party's opinion of your property's value, not just you saying how much your house is worth. Potential buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to an experienced appraiser's value estimation than yours.

Appraisals to cancel PMI

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a fashionable money saver for homeowners. Once your mortgage loan is less than 80% of the value of your house, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. At Rivera Appraisals, we're seasoned in helping folks just like you dismiss unneeded PMI insurance.

Challenge Tax Assessment

Your local tax assessor may have your house overvalued if your house is not appreciating as much as other properties nearby. That means you are going to pay more taxes than you should. The sooner you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal report from Rivera Appraisals is your #1 weapon when challenging your property tax assessment.

HELOC recently frozen?

Your lender just may choose to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area -- even if your specific property has not declined in value. This can this be inopportune from a cash flow standpoint, and destructive to your credit score since it may appear as though that credit line is maxed out. Rivera Appraisals can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Have you just been handed a copy of your appraisal and you would prefer to have an expert double-check it for preciseness or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comparables in question. Or, if you're in a hurry, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help you with that Even though this is typically requested by banks, you may wish to utilize this service if you suspect mortgage fraud related to your home.